Apple Card Review [ Apple Card ]
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The Review of Apple Card
Apple Card is issued by Goldman Sachse. The card is designed and reserved for Apple purchases and transactions made using Apple Pay, which makes it less of a physical card than it is an incentive program for using Apple’s technology.
Here are review pieces of information about the Apple Card
The details of the Apple Card include :
Annual Fee is $0
Rewards Rate 3% Daily Cash on Apple purchases, 2% on Apple Pay transactions, 1% on other purchases
Ongoing APR is 13.24%-24.24% variable
Late Payment Fee is $0
Foreign Transaction Fee is $0
This card does not offer a sign-up bonus or an introductory APR for purchases or balance transfers.
Other things you might like about this card
The low end of the APR range is among the best
There are Great rewards rate on Apple and Apple Pay Purchases
This card actually Offers financial-management tools
Innovative security features
Things you might not like about the card
It is only worth using for Apple users
Sub-par rewards rate on non-Apple and non-Apple Pay Purchases
The high end of the APR range is average
Apple Card Sign-up Bonus
There is no sign-up bonus with the Apple Card, and the company has published such information ahead of the card’s release. The Apple Card offers Daily Cash which is their own version of cash-back rewards policy, Cardholders earn 3% Daily Cash on Apple purchases, 2% on purchases made with Apple Pay, and 1% on purchases made at merchants who don’t accept Apple Pay. There is no limit the amount of Daily Cash you can earn
The Daily Cash increases on your Apple Cash card, you can then use it on anything that accepts Apple Pay. Users without an Apple Cash account can opt to have Daily Cash applied as a statement credit. Make maximum use of your rewards by redeeming Daily Cash as a statement credit. Using Daily Cash via Apple Cash means you’re not earning rewards on those purchases when you could get 2% back using Apple Card with Apple Pay.
Other features Apple Card
Numerous Credit Cards: The physical and virtual Apple Cards cannot be numbered. For non-Apple Pay transactions on apps or websites requiring a card, the Wallet app or Safari web browser auto fills a virtual card number.
Face ID and Touch ID: You can use Apple’s Face ID and Touch ID technology when making an Apple Pay transaction.
Integrated Map Data: Tap a transaction you don’t recognize to pull it up in Maps and see where it occurred.
Text Support: Text questions or to receive help with your account.
Budgeting Tools: The Apple Card enables you to see a break down of your spending.
Credit Card Debt Tool: The Apple Card has an adjustable slider to enable you to see how much your payment each month affects your interest
Additional fees of Apple Card
However, this card does not charge a penalty APR, returned payment fee, cash advance fee, or over-limit fee. Late or missed payments, however, will result in additional interest accruing on your balance. there equally no details provided by Apple about a cash advance APR.
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