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Gap credit card

There are two credit cards that are known to be associated with the Gap: they are the Gap Card and the Gap Visa Credit Card. The first card which is the Gap card can only be used at the Gap stores and other affiliated stores, but the second card is a visa card so it can be used wherever Visa is accepted.
Gap credit card
Gap Credit Card is issued and managed by Synchrony Bank.  Thus the Synchrony Bank Privacy Policy, terms and conditions govern the use of the Gap Visa® or Gap Inc. Visa® Signature or Gap Credit Card.

The credit card is provided by Synchrony Bank. The credit card a card option to consider when seeking for a new card since it offers cardholders a 15% cash discount on a first purchase made with credit card, 5 points is offered for each $1 spent at Banana Republic, Athleta, and Old Navy. When indicate for paperless statements can earn you as users get 500 points and 20% quarterly bonus with free shipping.

The credit card can be used at Banana Republic, Athleta, and Old Navy. It has low credit card requirements and no intro APR rate is required.

You can always get Free shipping on your first purchase made with your GapCard or Gap Visa Card at Gap, Banana Republic, Old Navy, and Athleta shipped to a single U.S address. 
Rewards

No maximum Overlimit feeCardholders are entitled to a low overseas transaction fee of 3%

Cardholders can enjoy a 15% discount on their first purchase with the credit card.

5 bonus points is provided per $1 spent at the Banana Republic, Athleta, and Old Navy.

Signing up for paperless statements can earn users 500 pointsOffers 20% quarterly bonus and free shipping.

Fees/Rates

  • It has no Intro APR Rate
  • The normal APR Rate is 25.49
  • You get a Cash Advance APR of 27.49%
  • The Cash Advance fee is 4% or 10$ based on one of greater value.
  • Foreign Transaction Fee is charged at 3%
  • Late Payment is $37
  • It has a Grace Period of 23 days
  • No Annual Fee on this card

How to Apply for the Gap Credit Card

Requirements

To apply for and get approved for the credit card, intending users must meet the following criteria;

  • Has to be a resident of the US
  • Must have a government issued photo ID
  • The applicant should have a valid social security number
  • Applicant should have a clear credit record.

Guide

  • To begin, go to the application homepage of the Gap Credit Card
  • Enter your personal details in the fields provided,
  • Next, Enter your security details in the required section of the application form.
  • Indicate your delivery method for your billing statement by checking the option given.
  • Read through the Synchrony Bank terms and conditions.
  • check the box if you agree to the terms, and consent to electronic communications
  • Lastly, to conclude the application click on “ Submit”

Customer Service

1800-427-7895 ( within U.S.)

1-614-744-3907 ( outside the U.S.)

General Support: 1866-450-4468