Overstock Store Credit Card: Can this store card be a good option
The Overstock store Credit Card which is issued by Comenity Bank is designed for those who are frequent or bulk buyer at overstock or its merchant store online. The credit cards can only be used for purchases in Overstock.
Is the Overstock store Credit Card worth the Offer?
Making a decision for any card is better when equipped with the right information
Based on that, go through the information below.
Bonus and Features of Overstock store Credit Card
- This credit card company provides financing options for 6, 12, 18 and 24 months with a minimum purchase amount which applies to $249, $499, $1,499 and $1,999 respectively
- It provides unique promotion only for the members of this card
- The credit card is immediately ready for use after approval
- You can receive a 15 percent discount off for signing up for promotional emails on their website and also receive additional special promotional alerts and deals.
- On your first purchase, you receive a 10% discount
- No costs for Annual Fee
- It comes at 0% intro APR for the first 12 billing cycles from the transaction date
- There are no Intro APR on purchases made
- No Intro APR on Balance Transfer
- The Regular Purchase APR comes at 28.49%
- Cash Advance fees are 25.49
- Cash advance is 15 or 5% of the highest value
- The period of grace which is interest-free is 25 days
- The minimum interest rate is $2
- Late payment fine is $38
- Fee for a refund of payment is $38.
Decided to Apply Now
Guide to Apply Now for an Overstock store Credit Card
To apply for this card, you must have to meet the following criteria
- As an Applicant, ensure you are above 18 years
- Ensure you have a social security number
- Next is your street address or APO / FPO in the application form.
- You are also expected to have a valid proof of identity
- Ensure you are a permanent citizen of the united states.
First is to go to the homepage of Community Bank and then you click on “Apply” tab seen.
- You will be taken to a new page where you are required to either login or create a new account peradventure you do not have one.
- Next is for you to create your new username and a new password. Click on the “Create Account” tab to complete the Application process.
- You will be approved immediately so long as you meet the stated criteria’s. After approval, you can begin to use the card in the store whenever you want to do so as long as you connect to Overstock.com.
Guide to Check the Application Status
If you have not received the approval notification or you unsure of your application, you can simply check the application status Applicants can check their status by calling 1-855-810-2546 and providing the reference number of the application to obtain a status report. So ensure you have your reference number with you before calling.
Having registered, Need to Login
Go to login menu using this link Fill in your Username and Password Next click on Sign In
Simply click on the Forgot Username/Password link seen in the login menu, next provide all necessary details required and follow the on-page instruction.
1-855-810-2546 (TDD/TTY: 1-888-819-1918)