Scheels Credit Card Review – [Scheels Credit Card Login | How to Apply]
Scheels Credit Card.
The Scheels credit card is a good credit card for every frequent shopper at the Scheels store, it demands no annual fee, requires no introductory APR for about a period of 6 months and even give an increased warranty period for goods purchased at Scheels stores. If you are so much interested and wish to apply for this credit card, this guide below will be helpful to you.
- Very suitable for frequent customers at the Scheels store who cannot afford a better card.
- 1 point is given for each 1 dollar used for Purchases.
- Has a recommended credit score of 620 to 850.
- No annual fee is charged on the card.
- This card has a purchase APR of 20.99 %, which is quite unsteady.
- During a special event, you get 5 points for each dollar used to purchase goods at Scheels store.
- If you are approved for this card, you will be given a $35 discount on Scheel’s purchases.
- You will have to pay no introductory APR for a period of 6 months when you make a complete purchase of $500 at Scheels.
- The warranty period for goods will be increased.
- Using this card to make purchases outside Scheels will attract a bonus point of 1,500, provided it is your first purchase.
- It also gives theft protection.
This card has a low APR as for store-branded card, that is fixed at 20.99% and no annual fee. However, to get this card you are to have a credit score of at least 620. And provided that it is a Visa card, it can be used anywhere you wish to use it.
The Scheels credit card as we know are of two types namely: They are the Scheels secure credit card and Scheels Visa credit card. The first card permits you to enjoy the rewards of the Scheels card, even when you have a very low credit score.
Secondly, this card offers good rewards or bonuses, especially the cash back rewards. Imagine being given 3 points for each dollar spent in Scheels stores, which is roughly a 3% reward of which a point is equivalent to $0.01. And the 5% cash back on special events.
As mentioned earlier, you can use this card anywhere and get a reward for it, since it is an associate of the Visa network. So, you will be given a 1% reward though lower than the market average. However, a $1,500 reward ( worth $15) will be given to you after your first purchase outside the Scheels stores. This reward can later be changed automatically for a $25 Scheels gift cards.
A Look At Scheels Visa credit card
Immediately you have been approved for the Scheels Visa credit card, you will get a $35 off the products of this chain, with a 7 months free financing on purchases more than $500. But you are to make an early payment or pay the deferred interest.
But, you are going to take advantage of several bonuses using this card. These features are, particularly for the Visa cards. For example; the Scheels Visa card is going to make double the warranty period for the products from U.S. manufacturer and most importantly you will be protected if you wish to make purchases online.
For regular customer at Scheels stores and for proper financing, the Scheels Visa credit card is a good option. And the Scheels credit card is OK for those with a very low credit score.
So, if you are a regular customer at Scheels, then go for this credit card because a reward of 3% to 5% is not a wrong idea. But if you are not a regular customer at Scheels, you will not enjoy this credit card that much.
Why Get the Card
- This card has no annual fee.
- Gives free financing for like 6 months.
- It has a credit card for people with a very low credit score.
- With this card, you can take advantage of all the benefits mentioned earlier.
- It has a good reward for those that purchase outside and from Scheels stores.
The points can be restored only for gifts card.
It does not have much rewards for customers that are not regular shoppers at Scheels.
How to Apply for Scheels Credit Card.
If you wish to apply for this credit card, just submit an online application. First, be sure you are suitably eligible for the card and can manage this credit card wisely.
- Then, go to the homepage of this credit card and click on “Apply here “. And you will be taken to the main page of this credit card.
- When you get to that page, you are to click on “SCHEELS VISA” located at the top. And check “learn more”.
- Now you will be taken to the Scheels Visa credit card page. In this page, you will be given more information on this credit card. If you are ready to apply for this card after reading the information given to you, just click on “APPLY NOW”.
- But, only registered customers can apply for the Scheels Visa credit card. So, if you have an existing account on the Schedule webpage, make use of the first form to access your account. But, if you do not have an account, simply click on “Register “.
- Now, fill out the registration form.
- Then, choose from the available options the product that interests you the most.
- After that, confirm your email address.
- Do not forget to read the terms of this credit card and tick the “I agree…. ” then “Continue”. Before submitting your application.
- Finally, you are to submit your Scheels credit card application.
- Provided that all your information was correctly provided, you will get response shortly.
Scheels Credit Card Login
After getting your credit card, you can sign up for online banking with First Bankcard. With this you can;
Check your balance,
Make purchases and pay your bills.
To login to your credit card account,
Go to the homepage of this credit card then, follow the sign in link
When you get to that page you will see a small sign up form, on the upper left corner. This is where you are to complete the login procedure.
But you are to first submit the required information in the space provided and click on “Login”.
On the following page, you are to give the password of your online account and after this, click on “Submit”.
Provided that all your informations are correct, you will have access to your Scheels credit card account and can now carry out specific tasks.
How To Make Scheels Credit Card Payments
After making purchases with your card, you are to clear it by making a Scheels credit card payment. And as a matter of fact you have 23 days to clear your debt. We will also give you tips on how to make your credit card payment.
The First Bankcard gives it’s customers a lot of ways to clear their credit card bills. The first way is via online. For this method, make use of the how to log procedure stated above and once you have login you can make your Scheels Visa credit card.
Next is via phone call. Using this method, just contact the customer care representative using this number 1-888-295-5540. But you are to make a weekday payment before 5;00 P. M. so that your payment will be counted for the day.
Also, you can pay your bills through mail. To use this method follow this address :
Bankcard Payment Processing
1620 Dodge Street
Omaha, NE 68197-2210.
For those that wish to mail their Scheels credit card payment
After all, you are able to pay your card by mail . For that, you must send a payment to the following address:
If you need to urgently mail your Scheels credit card payment, you may send it overnight to the following address:
Bankcard Payment Processing
Attention: Express Payments
1620 Dodge Street
Omaha, NE 68197-2210.
Alternatives to Scheels Credit Card
Though, this credit card has good features for the frequent customer and not for non customers. But we are going to compare this credit card with other cards. Not it gives something special compared the Peebles credit card or ber credit card.
U.S. Bank Visa Signature vs Scheels Visa Credit Card.
- This credit card has no annual fee.
- It is most suitable for good reward maximizer.
- It has an unsteady purchase APR of 14.24% to 23.74%.
- It’s recommended credit score is 720 to 850.
- You can enjoy $150 bonus after making purchases of $500 in the first three months.
- In the first 12 months you will have to pay no introductory APR on balance transfers.
- You can also choose two eligible categories each quarter and get 5% reward for up to $2,000 per quarter.
- Even an unlimited 2% cash back on purchases at groceries and at gas stations.
- And unlimited 1% reward for other purchases.
From what we have above, you can see that the U.S. Bankcard gives you 5% cash back on two categories ( you choosing them each quarter). That is you will get $100 cash back per quarter or $400 each year if you get the maximum amount of rewards in any of the categories per quarter, from the 5% categories. While your Scheels credit card only gives you 5% cash back occasionally.
Also, the U.S. Bank Visa Signature demand a high credit score of 720 to 850 when compared to that of Scheels Visa Credit Card.
Above all, the U.S. Bank Visa Signature gives you a year free introductory APR on balance transfers. That is can easily clear your debt if any, or transfer it to card and pay on time without any interest charge. While the Scheels Visa card gives you a 7 -months long financing on purchases higher than $500.