Synchrony Bank Credit Cards | Synchrony Bank Credit Cards Phone Number

Last Updated on

Synchrony Bank Credit Cards | Synchrony Bank Credit Cards Phone Number

What You Should Know About the Synchrony Bank Credit Cards

According to the 2017 Nilson Report, it’s the largest provider of private label credit cards in the country.

Do you know that the Synchrony is in partnership with major leading companies in the U.S., like Amazon, Chevron, and Walmart, along with dozens of smaller retailers to provides credit cards as well as other credit products, including special financing and installment loans, along with some other services?

Synchrony Bank Credit Cards |  Synchrony Bank Credit Cards Phone Number

As a client of this bank, you can enjoy these offers to your benefits.

Synchrony Bank is another big provider of a credit card in the U.S. like American Express, Chase, Capital One, and Citi. The Synchrony Bank is a consumer financial services company that is known to provide over 120 credit cards and other store-branded cards.

Synchrony Bank Credit Cards |  Synchrony Bank Credit Cards Phone Number

Where can the Synchrony credit card be used?

Most of the cards offered by the bank are obviously closed looped card which can only be used in their stores or its affiliates. For instances, Amazon Store Card can only be used at Amazon. The bank also cards affiliated with certain networks like Visa or MasterCard, these cards can be used anywhere such cards are accepted. These types of cards are called the “Dual Card credit cards.” A good example is the Walmart® MasterCard which is used for Walmart shopping and can also be used anywhere the MasterCard is accepted.

ALSO READ:  Zale Credit Card | Zale Credit Card Login | Apply Now

These Store credit cards are good for people with bad or low credit since it is easy to get approval for its use. They often don’t have annual fees.

Cardholders with Synchrony can have access to one of their FICO credit scores, based on their TransUnion credit reports. This is quite a good feature for anyone trying to rebuild its credit.

The low sides of these store card are that they often have with low credit limits, like $500 or $1,000, yet very high-interest rates.

The key to using these store card is you have to ensure pay your statement balance in full and never carry a balance on a store card because the interest you get will cancel any rewards or benefits you got from the card unless you have a promotional 0% interest rate on your card.

Synchrony Bank Credit Cards |  Synchrony Bank Credit Cards Phone Number |

Synchrony Bank login

All the credit cards offered by the bank has basic Synchrony Bank login page. To access any of your Synchrony card account., simply go to MySynchrony.com Or you can even download the MySynchrony app for your smartphone. With the app, you’ll be able to check your card details and pay bills with either method.

ALSO READ:  [Credit Score] Can Applying for Multiple Credit Cards Affect Your Credit Score

Synchrony Bank Phone Number | Contact

Use the 24/7 automated telephone service: 1-866-226-5638

Bankers available: Mon-Fri 7 a.m. to midnight ET

(IRA & Trust teams 8 a.m. to 10 p.m. ET)

Sat-Sun 8 a.m. to 5 p.m. ET (IRA & Trust teams unavailable)

For hearing impaired, please use an operator relay service to call.

Mailing Address: Synchrony Bank, P.O. Box 105972 Atlanta, GA 30348-5972

Expedited Courier Service

Synchrony Bank, Attn: Bank Deposits

485 Lake Mirror Rd.

Atlanta, GA 30349

 

You might also like More from author

Comments are closed.